A Family Dilemma Timing the CashOut of Inherited CDs During Hospice Care US Retail Sales Stagnate in December Missing Growth Expectations Healthcare and Tech Lift SP 500 to New High Communications Slips OpenAIs ChatGPT Now Links to Financial AccountsPrivacy Experts Caution Users China Urges APEC Unity as Trade Minister Steps In for Absent Commerce Chief Oil Prices Slide as USIran Talks Show Progress but Key Issues Remain Oil Prices Decline Amid Rising Hopes for USIran Nuclear Agreement